FOOD STAMP SHAKEUP: SNAP Benefits Rise Today — But Tougher Work Rules and New State Costs Could Push Millions Off Program
Millions of Americans who receive food assistance are seeing new Supplemental Nutrition Assistance Program rules take effect Thursday, Oct. 1, with maximum monthly benefits rising modestly to account for inflation even as sweeping federal changes impose tougher work requirements and shift significantly more of the program’s costs onto states.
The annual cost-of-living adjustment for fiscal year 2027 raises the maximum SNAP allotment for a single-person household in the 48 contiguous states and Washington, D.C., from $298 to $306 per month.
For a household of two, the maximum rises from $546 to $562; a three-person household can receive up to $808; and the maximum for a family of four increases from $994 to $1,023 per month.
The maximum rises to $1,217 for five people, $1,463 for six, $1,616 for seven and $1,841 for eight. Larger households generally receive an additional $225 per person, subject to a new federal cap for very large households.
The minimum monthly benefit for eligible one- and two-person households also increases, from $24 to $25.
The new amounts, which remain in effect through Sept. 30, 2027, do not mean that every SNAP recipient will receive the maximum benefit. Individual payments are calculated using household income, family size and allowable deductions, among other factors.
SNAP income limits and deductions are also being adjusted for the new fiscal year.
For most households in the contiguous United States and Washington, D.C., the standard gross monthly income limit is now $1,729 for one person, $2,345 for two, $2,960 for three and $3,575 for a family of four.
The standard deduction is increasing to $217 for households with one to three members, $229 for four-person households, $268 for five people and $308 for households of six or more.
The maximum excess shelter deduction is also increasing, from $744 to $769 per month, while the homeless shelter deduction rises to $205.66.
But the modest increase in maximum benefits comes as SNAP undergoes some of the most consequential changes to the program in years under President Donald Trump’s One Big Beautiful Bill Act, which was signed into law in 2025.
One of the most significant changes involves work requirements.
Federal law now generally extends SNAP’s time-limited work requirement through age 64 for able-bodied adults who do not qualify for an exemption. Affected recipients generally must work, participate in an approved training program, volunteer or engage in a combination of qualifying activities for at least 80 hours per month to continue receiving SNAP beyond the program’s time limit.
Recipients subject to the rule who fail to satisfy the requirement can generally receive SNAP for only three months during a three-year period.
The previous federal rules applied the time limit to a narrower age range. The 2025 law expanded the requirement to adults ages 55 through 64 and narrowed several categories of exemptions.
Among the major changes, veterans, people experiencing homelessness and young adults who recently aged out of foster care no longer receive the broad automatic exemptions they had under previous law.
There remain exemptions for certain groups, including people who are unable to work because of a physical or mental limitation, pregnant women and some people responsible for caring for dependent children or incapacitated individuals.
The consequences are already becoming visible. Federal data released this year showed SNAP enrollment falling from approximately 42.2 million recipients in May 2025 to about 36.6 million in May 2026 — a decline of more than 13% in a single year.
The decrease has varied sharply from state to state, with some states reporting particularly steep reductions as the new eligibility and work rules have been implemented.
At the same time, Oct. 1 marks another major change that recipients themselves may never see directly: states are now responsible for a substantially larger share of the administrative expense of running SNAP.
Until now, the federal government and states generally divided SNAP administrative costs evenly, with Washington paying 50% and states covering the other 50%.
Beginning with the new federal fiscal year Thursday, the federal government’s share falls to 25%, leaving states responsible for 75% of SNAP administrative expenses.
That shift could translate into hundreds of millions of dollars in additional costs for state governments nationwide. Forty states have already partially or fully appropriated money to cover their increased administrative obligations.
An even larger financial change is scheduled to arrive in fiscal year 2028. For the first time in SNAP’s history, states with sufficiently high payment-error rates could be required to pay a portion of the actual food benefits distributed to recipients rather than merely sharing administrative expenses.
Depending on a state’s error rate, its required share of benefit costs could eventually reach 5%, 10% or 15%.
Supporters of the changes argue that the new rules will encourage employment, improve accountability and give states a financial incentive to reduce erroneous payments and administer the program more efficiently.
Critics contend that the expanded work rules will cause eligible low-income Americans to lose food assistance because of paperwork, reporting problems or unstable work schedules, while the increased financial burden on states could pressure some governments to reduce administrative services.
The changes come as SNAP remains the nation’s largest food-assistance program, providing grocery benefits through electronic benefit transfer cards to tens of millions of low-income Americans.
For recipients, the immediate Oct. 1 change is therefore something of a mixed picture: maximum benefits and several eligibility thresholds have increased with inflation, but the broader federal overhaul of SNAP is simultaneously tightening eligibility for some recipients and transferring substantially more of the program’s financial responsibility from Washington to the states.
